This webinar provides a quick overview of the types of debt and debt collection. The webinar is designed to familiarize library staff with information and resources they can use to help patrons who have questions about debt management. The Consumer Financial Protection Bureau (CFPB) supports librarians by providing free publications, access to online financial education tools, program ideas, outreach materials, a partnership guidebook, and training webinars, like this one, so they can guide patrons to unbiased resources for information on financial topics. You do not need to be a financial expert in order to share recommendations on trusted resources or provide handouts and other printed materials in your library. For more information, please visit: https://www.consumerfinance.gov/practitioner-resources/library-resources/ _____________ Additional Resources Introduced in this Webinar | Consumer Financial Protection Bureau (CFPB) | - Your Money, Your Goals toolkit: https://go.usa.gov/xGyTZ - Bulk order materials: https://go.usa.gov/xGybR - Payday loans: https://go.usa.gov/xGybQ - Booklets to help talk about money: https://go.usa.gov/xGyby | Federal Trade Commission (FTC) | - Dealing with debt page: https://go.usa.gov/xGybd - Bulk order materials: https://www.bulkorder.ftc.gov/ - Managing debt: https://go.usa.gov/xGybG | Federal Deposit Insurance Corporation (FDIC) | - Money Smart program: https://go.usa.gov/xGybh - Money Smart train-the-trainer resources: https://go.usa.gov/xGyjc - Self-directed resources: https://go.usa.gov/xGyjx | National Credit Union Administration (NCUA) | - Dealing with Debt page: https://go.usa.gov/xGyjC | Federal Reserve | - Educational materials: www.federalreserveeducation.org - Regional community development programs: https://go.usa.gov/xGyj4 _____________ The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you at https://www.consumerfinance.gov/about-us/ Connect with CFPB: https://www.consumerfinance.gov/ Twitter: https://twitter.com/CFPB Facebook: https://facebook.com/CFPB

This webinar provides a quick overview of the different types of fraud and scams, red flags to look out for, and how to help consumers protect themselves. The Library Resources webinar series is designed to familiarize library staff with information and resources they can use to help patrons who have questions about fraud, scams and other financial topics. The Consumer Financial Protection Bureau (CFPB) supports librarians by providing free publications, access to online financial education tools, program ideas, outreach materials, a partnership guidebook, and training webinars, like this one, so they can guide patrons to unbiased informational resources. You do not need to be a financial expert in order to share recommendations on trusted resources or provide handouts and other printed materials in your library. For more information, please visit: https://www.consumerfinance.gov/practitioner-resources/library-resources/ _____________ Additional Resources Introduced in this Webinar | Consumer Financial Protection Bureau (CFPB) | - Frauds and Scams page: https://go.usa.gov/xGyE5 - Bulk order materials: https://go.usa.gov/xGyEN - “Money Smart for Older Adults” guide: https://go.usa.gov/xGyER - Financial education placemats: https://go.usa.gov/xGyEn - Working with Older Adults page: https://go.usa.gov/xGyEQ | Federal Trade Commission (FTC) | - “Pass it On” campaign: https://go.usa.gov/xGyEE - Bulk order materials: https://www.bulkorder.ftc.gov/ - National Do Not Call Registry: https://www.donotcall.gov/ - File consumer complaints: https://go.usa.gov/xGyEm | Federal Bureau of Investigations (FBI) | - Common Fraud Schemes: https://go.usa.gov/xGyEd - On The Internet: https://go.usa.gov/xGyEv | Financial Industry Regulatory Authority (FINRA) | - Consumer information: https://www.saveandinvest.org/ - Online tools: https://www.saveandinvest.org/tools-and-resources - Fraud Fighting Partner Toolkit: https://www.saveandinvest.org/protect-your-money/fraud-fighting-partner-toolkit - Bulk order materials: https://tools.finra.org/portal/sai-portal _____________ The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you at https://www.consumerfinance.gov/about-us/ Connect with CFPB: https://www.consumerfinance.gov/ Twitter: https://twitter.com/CFPB Facebook: https://facebook.com/CFPB

This webinar provides an overview of retirement planning principles, including the three main components of retirement income and savings: Social Security retirement benefits, employer pension/retirement plans, and personal savings and investments. The Library Resources webinar series is designed to familiarize library staff with information and resources they can use to help patrons who have questions about retirement planning and other financial topics. The Consumer Financial Protection Bureau (CFPB) supports librarians by providing free publications, access to online financial education tools, program ideas, outreach materials, a partnership guidebook, and training webinars, like this one, so they can guide patrons to unbiased informational resources. You do not need to be a financial expert in order to share recommendations on trusted resources or provide handouts and other printed materials in your library. For more information, please visit: https://www.consumerfinance.gov/practitioner-resources/library-resources/ _____________ Additional Resources Introduced in this Webinar: | Consumer Financial Protection Bureau | - Planning for Retirement page: https://go.usa.gov/x7q2u - Bulk order products: https://go.usa.gov/x7q2J - “Planning your Social Security claiming age” tool: https://go.usa.gov/x7q2h - Working with Older Adults page: https://go.usa.gov/x7qT3 | Employee Benefits Security Administration (EBSA) | - Benefits Advisors: www.askebsa.dol.gov or 1-866-444-3272 - Retirement planning publications; https://go.usa.gov/x7qTr - Coordinate workshops with Regional Office: https://go.usa.gov/x7qTg | Securities and Exchange Commission (SEC) | - Check out your investment professional: www.investor.gov - Articles on understanding investments: https://go.usa.gov/x7qTD - Financial planning calculators: https://go.usa.gov/x7qTW | Social Security Administration (SSA) | - my Social Security sign-up: www.ssa.gov/myaccount - Online calculators for benefits estimates: https://go.usa.gov/x7qTR - “Ask for a Speaker” form: https://go.usa.gov/x7qTQ | Medicare and Long-Term Care | - Tools to compare and choose Medicare plans: www.medicare.gov - State Health Insurance Assistance Program (SHIP) locator: www.shiptacenter.org - Long-term care information & resources: https://go.usa.gov/x7qTU | Federal Trade Commission (FTC) | - Information and resources regarding fraud and financial exploitation: www.consumer.ftc.gov _____________ The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you at https://www.consumerfinance.gov/about-us/ Connect with CFPB https://www.consumerfinance.gov/ Twitter: https://twitter.com/CFPB Facebook: https://facebook.com/CFPB

This webinar provides an overview of short-term and long-term financial goals, such as having enough money to pay bills in full each month, starting an emergency fund, creating and sticking to a budget, purchasing a car or home, paying off a large debt, or saving for retirement. The Library Resources webinar series is designed to familiarize library staff with information and resources they can use to help patrons who have questions about implementing financial goals and other financial topics. The Consumer Financial Protection Bureau (CFPB) supports librarians by providing free publications, access to online financial education tools, program ideas, outreach materials, a partnership guidebook, and training webinars, like this one, so they can guide patrons to unbiased informational resources. You do not need to be a financial expert in order to share recommendations on trusted resources or provide handouts and other printed materials in your library. For more information, please visit: https://www.consumerfinance.gov/practitioner-resources/library-resources/ _____________ Additional Resources Introduced in this Webinar | Consumer Financial Protection Bureau (CFPB) | - Consumer Tools page: https://go.usa.gov/x7qbT - Bulk order materials: https://go.usa.gov/xGybR - My New Money Goal financial planning worksheet: https://go.usa.gov/x7qbD - Your Money, Your Goals toolkit: https://go.usa.gov/xGyTZ - Your Money, Your goals companion guides: https://go.usa.gov/x7qbK - Booklets to help talk about money: https://go.usa.gov/x7qbk - Financial Well-being Scale: https://go.usa.gov/x7qb9 - Financial Well-being Scale toolkit: https://go.usa.gov/x7qb5 - Money as You Grow initiative: https://go.usa.gov/x7qbN - Money as You Grow bookshelf: https://go.usa.gov/x7qbR | Federal Deposit Insurance (FDIC) | - Money Smart program: https://go.usa.gov/x7qbU - Money Smart train-the-trainer resources: https://go.usa.gov/x7qbE - Self-directed resources: https://go.usa.gov/x7qbm - Parent/caregiver guides: https://go.usa.gov/x7qby | Federal Reserve | - Educational materials: www.federalreserveeducation.org - Regional community development programs: https://go.usa.gov/x7qbf _____________ The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you at https://www.consumerfinance.gov/about-us/ Connect with CFPB https://www.consumerfinance.gov/ Twitter: https://twitter.com/CFPB Facebook: https://facebook.com/CFPB

This webinar provides a quick overview of how lenders use credit scores to assess creditworthiness, how to obtain credit reports and how to build a strong credit history. The Library Resources webinar series is designed to familiarize library staff with information and resources they can use to help patrons who have questions about credit reports, credit scores and other financial topics. The Consumer Financial Protection Bureau (CFPB) supports librarians by providing free publications, access to online financial education tools, program ideas, outreach materials, a partnership guidebook, and training webinars, like this one, so they can guide patrons to unbiased informational resources. You do not need to be a financial expert in order to share recommendations on trusted resources or provide handouts and other printed materials in your library. For more information, please visit: https://www.consumerfinance.gov/practitioner-resources/library-resources/ _____________ Additional Resources Introduced in this Webinar | Consumer Financial Protection Bureau (CFPB) | - Credit reports and scores page: https://go.usa.gov/x7qj3 - Bulk order materials: https://go.usa.gov/xGybR - Your Money, Your Goals toolkit: https://go.usa.gov/xGyTZ - Your Money, Your goals companion guides: https://go.usa.gov/x7qbK - Booklets to help talk about money: https://go.usa.gov/x7qbk | Federal Reserve | - Educational materials: www.federalreserveeducation.org - Regional community development programs: https://go.usa.gov/x7qjc | Federal Trade Commission (FTC) | - Credit and Loans page: https://go.usa.gov/x7qja - Report identity theft: https://www.identitytheft.gov - Bulk order materials: https://www.bulkorder.ftc.gov | General Service Administration (GSA) | - Articles and links on credit and debt topics: https://www.usa.gov/credit-and-debt | Federal Deposit Insurance Corporation (FDIC) | - Lesson plans, videos, and resource guides on financial topics: https://go.usa.gov/x7qjr | Securities and Exchange Commission (SEC) | - Financial planning tools, lesson plans, publications, and articles on responsible financial management: https://www.investor.gov _____________ The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you at https://www.consumerfinance.gov/about-us/ Connect with CFPB https://www.consumerfinance.gov/ Twitter: https://twitter.com/CFPB Facebook: https://facebook.com/CFPB

This CFPB virtual symposium session focuses on the use of cost-benefit analysis in consumer financial protection regulation. The symposia series, established by Director Kraninger, aims to stimulate a robust and proactive dialogue to assist the Bureau in its policy development process. Part 1 (00:00) - Cost Benefit Analysis in Consumer Financial Protection Regulation: Its Use and Agency Incentives Part 2 (1:07:35) - Methodological and Subject Matter Considerations Learn more about this symposium and its featured panelists here: https://go.usa.gov/xGgNu The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you at https://www.consumerfinance.gov/about-us/ Connect with CFPB https://www.consumerfinance.gov Twitter https://www.twitter.com/CFPB Facebook https://www.facebook.com/CFPB

Los estafadores tratan de engañar a la gente para robarles su dinero, especialmente en tiempos de estrés, miedo e incertidumbre, como ahora, durante la pandemia del coronavirus. Este video, le mostramos 3 cosas que puede hacer para mantener su dinero a salvo. Para encontrar información acerca de cómo proteger sus finanzas durante la pandemia del coronavirus, visite nuestra página web: https://go.usa.gov/xGBb6 La Oficina para la Protección Financiera del Consumidor (CFPB, por sus siglas en inglés), es una agencia del gobierno Federal que se asegura de que bancos, prestamistas y otras compañías financieras, le traten correctamente. Para saber cómo podemos ayudarle, visite: https://www.consumerfinance.gov/es/quienes-somos/ Conéctese con el CFPB: https://www.consumerfinance.gov/es Twitter: https://twitter.com/CFPBespanol Facebook: https://www.facebook.com/CFPBespanol/

Si usted tuvo que hacer acuerdos con sus prestamistas o acreedores a causa de dificultades financieras relacionadas con el coronavirus, siga estos pasos para que se asegure de que sus informes y puntajes de crédito no se vean impactados negativamente por ello. La Oficina para la Protección Financiera del Consumidor (CFPB, por sus siglas en inglés), es una agencia del gobierno Federal que se asegura de que bancos, prestamistas y otras compañías financieras, le traten correctamente. Para saber cómo podemos ayudarle, visite: https://www.consumerfinance.gov/es/quienes-somos/ Conéctese con el CFPB: https://www.consumerfinance.gov/es Twitter: https://twitter.com/CFPBespanol Facebook: https://www.facebook.com/CFPBespanol/