Los estafadores tratan de engañar a la gente para robarles su dinero, especialmente en tiempos de estrés, miedo e incertidumbre, como ahora, durante la pandemia del coronavirus. Este video, le mostramos 3 cosas que puede hacer para mantener su dinero a salvo. Para encontrar información acerca de cómo proteger sus finanzas durante la pandemia del coronavirus, visite nuestra página web: https://go.usa.gov/xGBb6 La Oficina para la Protección Financiera del Consumidor (CFPB, por sus siglas en inglés), es una agencia del gobierno Federal que se asegura de que bancos, prestamistas y otras compañías financieras, le traten correctamente. Para saber cómo podemos ayudarle, visite: https://www.consumerfinance.gov/es/quienes-somos/ Conéctese con el CFPB: https://www.consumerfinance.gov/es Twitter: https://twitter.com/CFPBespanol Facebook: https://www.facebook.com/CFPBespanol/

Si usted tuvo que hacer acuerdos con sus prestamistas o acreedores a causa de dificultades financieras relacionadas con el coronavirus, siga estos pasos para que se asegure de que sus informes y puntajes de crédito no se vean impactados negativamente por ello. Conecte con CFPB https://www.consumerfinance.gov/es Twitter https://twitter.com/CFPBespanol Facebook https://www.facebook.com/CFPBespanol/

If you paid a fee to the Siringoringo Law Firm between July 22, 2011 and July 26, 2013, you may be entitled to a payment under the terms of a federal lawsuit. If you can show you were victimized by this fraud, submit your claim: www.StopLoanScams.org or 855-963-0389 The Consumer Financial Protection Bureau, also known as the CFPB, is a government agency responsible for enforcing laws that protect consumers. In July of 2014, the CFPB sued the Siringoringo Law Firm, Stephen Siringoringo, and others because they illegally charged upfront fees for mortgage-relief services, such as home-loan modifications. For more information on this suit, please visit https://www.consumerfinance.gov/about-us/payments-harmed-consumers/payments-by-case, and click on “Siringoringo” at the bottom. The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB can help you: https://www.consumerfinance.gov/about-us/the-bureau/ Connect with CFPB https://www.consumerfinance.gov Twitter https://www.twitter.com/CFPB Facebook https://www.facebook.com/CFPB

Si usted pagó honorarios a Siringoringo Law Firm entre el 22 de julio de 2011 y el 26 de julio de 2013, es posible que tenga derecho a un pago en virtud de los términos de una demanda federal. Presenta su reclamo al: www.StopLoanScams.org/es o 855-963-0389 La Oficina de Protección Financiera del Consumidor (Consumer Financial Protection Bureau, CFPB) es una agencia del gobierno Federal encargada del cumplimiento de las leyes que protegen a los consumidores. En Julio de 2014, la CFPB demandó a Siringoringo Law Firm, Stephen Siringoringo y otras personas por cobrar ilegalmente honorarios por adelantado por servicios de ayuda hipotecaria, como modificaciones a préstamos hipotecarios. Para obtener más información sobre esta demanda, visite https://www.consumerfinance.gov/about-us/payments-harmed-consumers/payments-by-case y haga clic en “Siringoringo” en la parte inferior. La Oficina para la Protección Financiera del Consumidor es una agencia del gobierno Federal que se asegura de que bancos, prestamistas y otras empresas financieras, le traten correctamente. Conozca cómo el CFPB puede ayudarle. https://www.consumerfinance.gov/es/quienes-somos/ Connect with CFPB https://www.consumerfinance.gov/es Twitter https://www.twitter.com/CFPBespanol Facebook https://www.facebook.com/CFPBespanol

Research from the Consumer Financial Protection Bureau (CFPB) shows that the knowledge, attitudes, skills, and habits adults need to make informed financial decisions and achieve financial peace of mind stem from three interconnected building blocks developed in youth. These building blocks form a framework for youth financial literacy education. Children and youth need all three of the interconnected building blocks to achieve financial capability. This video examines the building block called financial knowledge and decision-making skills. Financial knowledge and decision-making skills help people make informed financial decisions through problem-solving, critical thinking, and an understanding of key financial facts and concepts. Strong financial knowledge and decision-making skills help people weigh options and make informed choices for their financial situations, such as deciding how and when to save and spend, comparing costs before a big purchase, and planning for retirement or other long-term savings. The CFPB has classroom activities and other tools, resources, and materials to help teachers nurture their students’ development of the financial knowledge and decision-making skills. The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB is helping teachers nurture youth financial capability with K-12 students: https://www.consumerfinance.gov/youth-financial-education/ Learn how the CFPB can help you: https://www.consumerfinance.gov/about-us/the-bureau/ Connect with CFPB https://www.consumerfinance.gov/ Twitter https://www.twitter.com/CFPB Facebook https://www.facebook.com/CFPB/

Research from the Consumer Financial Protection Bureau (CFPB) shows that the knowledge, attitudes, skills, and habits adults need to make informed financial decisions and achieve financial peace of mind stem from three interconnected building blocks developed in youth. These building blocks form a framework for youth financial literacy education. Children and youth need all three of the interconnected building blocks to achieve financial capability. This video introduces teachers to the building block called financial habits and norms. Financial habits and norms are the values, standards, routine practices, and rules to live by that people rely on to navigate their day-to-day financial lives. They support the ability to effectively manage money and respond quickly to financial decisions or challenges. The skills associated with financial habits and norms allow a person to more easily make financial decisions based on their attitudes, values, emotions, social norms, and contextual cues. These skills help a person decide what’s desirable and possible financially and guide their day-to-day behaviors. This could range from decisions about splurging on a treat to how much to save in a retirement account. The CFPB has classroom activities and other tools, resources, and materials to help teachers nurture their students’ development of the financial habits and norms building block. The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB is helping teachers nurture youth financial capability with K-12 students: https://www.consumerfinance.gov/youth-financial-education/ Learn how the CFPB can help you: https://www.consumerfinance.gov/about-us/the-bureau/ Connect with CFPB https://www.consumerfinance.gov/ Twitter https://www.twitter.com/CFPB Facebook https://www.facebook.com/CFPB/

Research from the Consumer Financial Protection Bureau (CFPB) shows that the knowledge, attitudes, skills, and habits adults need to make informed financial decisions and achieve financial peace of mind stem from three interconnected building blocks developed in youth. These building blocks form a framework for youth financial literacy education. Children and youth need all three of the interconnected building blocks to achieve financial capability. This video introduces teachers the building block called executive function. Executive function skills help people stay focused, and manage the flow of information. Day to day, these skills allow a person to pay attention, plan ahead, remember details, and juggle multiple tasks. They also help control their behavior and emotions, delay immediate rewards for future benefits, and continue forward when faced with challenges. People need the skills associated with executive function to do things like set financial goals, decide when to buy and when to save, and make and follow a budget—all of which contribute to adult financial well-being. The CFPB has classroom activities and other tools, resources, and materials to help teachers nurture their students’ development of the executive function building block. The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB is helping teachers nurture youth financial capability with K-12 students: https://www.consumerfinance.gov/youth-financial-education/ Learn how the CFPB can help you: https://www.consumerfinance.gov/about-us/the-bureau/ Connect with CFPB https://www.consumerfinance.gov/ Twitter https://www.twitter.com/CFPB Facebook https://www.facebook.com/CFPB/

Research from the Consumer Financial Protection Bureau (CFPB) shows that the knowledge, attitudes, skills, and habits adults need to make informed financial decisions and achieve financial peace of mind begin to develop in youth. Youth financial capability grows over time and is a key stepping-stone on the path to adult financial well-being. This video helps teachers understand that financial capability stems from three interconnected building blocks that support and encourage the development of additional skills and capabilities. These building blocks provide a framework for youth financial literacy education and help define how students can best learn the skills and knowledge they need to achieve financial well-being as adults. They go beyond traditional financial education by fostering a holistic and interdisciplinary approach to teaching financial literacy in all grade levels and subject areas. The Consumer Financial Protection Bureau (CFPB), is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Learn how the CFPB is helping teachers nurture youth financial capability with K-12 students: https://www.consumerfinance.gov/youth-financial-education/ Learn how the CFPB can help you: https://www.consumerfinance.gov/about-us/the-bureau/ Connect with CFPB https://www.consumerfinance.gov/ Twitter https://www.twitter.com/CFPB Facebook https://www.facebook.com/CFPB/